Sinking Funds Tracker 2027 | Google Sheets Savings Tracker | Christmas, Car, Vacation & Bill Funds Spreadsheet

Give every dollar a job before the bill shows up. This Sinking Funds Tracker helps you save a little each month for the big costs you know are coming: Christmas, car repairs, insurance, vacations, back-to-school and more. See every fund's progress at a glance and know exactly how much to set aside each month.

What's included

• 1 Google Sheets tracker for 2027, ready to use the minute you make your copy
• 9 example funds already filled in (car repairs, Christmas & gifts, vacation, insurance, medical & dental, back to school, birthdays, home repairs, pet care). Rename, delete or add your own
• A column for every month, January to December
• Automatic totals: Saved so far, Left to save, % done and Save per month update by themselves
• A TOTAL row that adds up all your funds
• Simple how-to instructions at the top of the sheet

How it works

1. Type each fund, your goal amount and how many months you have.
2. Each month, enter what you put aside.
3. Watch the tracker show what's left and how much to save next month.

File details

• Format: Google Sheets (online spreadsheet)
• Works with: Google Sheets on computer, iPhone, iPad and Android (free Google account needed). You can also download it as an Excel file from Google Sheets (File > Download > Microsoft Excel).
• Currency: works with any currency; just type your numbers

Want it customized? (optional)

Choose Customized for you (+$10) above and we'll set the tracker up for you: your own funds, goal amounts and start month entered, up to 20 funds, your name on the sheet and your colors. All the formulas are checked before we send it.

1. Check out as usual.
2. Reply to your order confirmation email with your fund names, goals and months. If we don't hear from you, we'll email you within 1 business day to ask.
3. Your custom copy arrives by email as your own Google Sheets link within 2 business days of getting your details.

Customized orders are delivered by email instead of the instant download. The Standard version is still instant.

Delivery

Instant digital download. Right after checkout you'll get a link (on the order page and by email) that makes your own private copy of the tracker in your Google Drive. Your copy is yours alone: nobody else can see what you type.

This is a digital product. No physical item will be shipped. It's an organizing tool, not financial advice.

Made by Key Creations: simple money tools for real families.