Christmas Budget & Gift Tracker 2026 | Holiday Spending Planner Spreadsheet | Gift List, Excel & Google Sheets

Know exactly what you can spend on Christmas, and exactly what is left. Type in your budget, list your gifts, log your holiday spending, and the spreadsheet does all the math for you. No formulas to write, no complicated setup.

What's included

• Start Here: simple steps and a color guide (yellow cells are yours to fill in).
• Dashboard: total budget, spent, left, % used and gifts bought, plus a planned vs spent chart.
• Budget: set your total, then split it across 9 categories: Gifts, Food & Hosting, Decorations, Travel, Cards & Postage, Events & Experiences, Giving & Charity, Wrapping & Supplies, Other. Each row shows On track, Almost there or Over budget.
• Gift List: room for up to 50 people. Planned price, actual price, store or link, notes, and a status drop-down (Idea, Bought, Wrapped, Shipped, Given). Shows what you saved or went over on each gift.
• Holiday Spending: log up to 100 non-gift expenses with a category drop-down. Totals flow straight into your Budget.

File details

• File format: Excel (.xlsx), 1 file, 5 tabs
• Works in Microsoft Excel (Windows and Mac) and Google Sheets (File > Import). No macros or add-ins.
• Prints on US Letter, landscape
• US dollar format
• Reusable: make a copy next year and clear the yellow cells

Delivery

Instant digital download. You'll get a download link right after checkout and by email. No physical item is shipped.

Good to know

• For personal and family use. Please don't resell or share the file.
• This template is an organizing tool and is not financial advice.
• Pairs with our 2027 Budget Spreadsheet for the new year.
• Designed by Key Creations with AI assistance and reviewed by the shop owner.